Investment Real Estate in the UK – Why and How to Buy

It’s not hard to buy real estate in the British Isles. In troubled or unstable economic times, investment real estate in the U.K. is a great way to diversify your holdings and minimize your risk. In this article, we’ll discuss some of the important facets of residential real estate investing in the Great Britain.Buying Investment Property in the U.K.Real estate transactions are fairly straightforward and usually start with an offer to buy that’s followed by formal contracts that are contingent on a survey and proof of a clear title to the property. When buying real estate, a small deposit of about 10% is placed to hold the property while the sale is formally completed. The seller’s solicitor or lawyer holds the deposit. Note that when the formal contracts are exchanged, the parties are legally bound to complete the transaction. Although most real estate deals in the country are for freehold properties, there are some sales for leasehold apartments that range from 99 to 999 years. It’s important to note that in Scotland neither the buyer nor the seller can back out of the contract once the offer for a realty investment is accepted.The Home Condition ReportWhen you’re purchasing residential investment property, it’s a good idea to obtain an HCR or “Home Condition Report” that is a detailed documentation of the property’s condition by a certified inspector. The inspection takes 2 – 4 hours and covers all the major components of the property. The seller pays for the HCR, so be sure it’s included in the general “Home Information Pack” (HIP) that the seller provides.Completing the SaleOther items related to making a real estate investment should be handled by a solicitor or lawyer. The fees involved when you buy investment property add up to about 4% of the selling price and cover legal fees and land registry. If the property is valued over £60,000, there’s also a stamp duty of from 1% to 2% of the selling price. And if you need a mortgage, don’t forget to budget for the cost of application, valuation fees and survey.Taxes and Interest RatesProperty tax is another expense buyers face. It’s payable on a rating system where band A is the lowest and band H is the highest. The property’s rating is determined by comparing it to other similar properties in the neighborhood. Property taxes range from £400.00 per year and up. It’s likely that most buyers will need a mortgage to buy investment real estate. Buyers can borrow up to 90% of the property’s value with a term of 25 years. First-time buyers often get special deals, so be sure to look around for the best possible rate.Faster Return on InvestmentBuying investment real estate in the U.K. is a popular choice for people who want to tie their savings to something substantial. Real estate investments usually grow faster than more conservative options like savings accounts. Just be sure you understand both the risks and rewards before property investing.

How to Select a Good WordPress Real Estate Theme

At present, we can witness extraordinary boom in the Real Estate Sector. This is one pivotal reason that has contributed to a large number of individuals choosing real estate as their full time profession. One look around you and you are sure to have an encounter with n number of real estate companies and agencies. In order to stay in the race most of these companies have taken to introducing a professional real estate website supported with a good WordPress theme. Let us now understand how one should go ahead and select an apt WordPress theme as far as Real Estate business is concerned.1. Touch of Responsiveness:One absolutely essential feature that needs to be imbibed by a WordPress Real Estate theme is nothing, but its ability of being 100% Responsive. A responsive website only adds to the website visitor’s ease as far as the viewing and navigation experience in and around the website in question is concerned. Similarly, a responsive website is known to bring to the table an absolutely minimal level of resizing, planning and scrolling requisites. Moreover, a responsive website is known to easily adjust to any device at large be it a smart phone, laptop or even a personal computer for that matter, which is exactly why the website visitor is not required to have a specific type of device at hand.2. Oozing with a Towering Speed:At the pace with which each of our lives are moving, patience has become a long lost and forgotten word. The World Wide Web is known to be dominated by a number of websites each belonging to some or the other Real Estate Company. In these times of extreme competition, it would be a major turn off for your website visitors to visit a site that takes a long time to load. Though cheap web hosting may be the primary culprit for the same, a WordPress Real Estate theme that is ill coded or is even loaded with a lot of unnecessary features is likely to further contribute to your down performance. Hence, all said and done it is of preliminary significance for you to zero down on a WordPress Real Estate theme that promises just the right level of power packed speed.3. Listings at their Best:One primary requirement of any Real Estate company is to be able to rightly present to its clients the wide basket of properties that the concerned firm has within its reach. This pre-requisite holds equal significance in case of a Real Estate company’s website as well. Each and every Real Estate firm out there needs to necessarily shortlist one such WordPress Real Estate theme that is capable of providing a spot on platform as far as display of property listings is concerned. It is even better if the theme in question is able to offer an unlimited bent with regards to the listings section. If this area is taken care off, then there are high chances of your firm being able to transform your website visitors into ready leads.4. A Picture Speaks a Thousand Words:The basic job of any Real Estate company is to help their clients get hold of one such property that is not only easily accessible and within the client’s price expectations, but at the same time is visually consistent with his or her desires. Statistics state that the electronic era has given rise to a scenario wherein most of the people choose to shortlist properties they wish to invest in online. However, only if a bland description about the property is presented, the client may not necessarily be in a position to get a clear picture about the property being discussed and would hence like to take a look at the same. This would eventually turn into a highly time consuming process. This issue can rightly be contained by adding images along with the property descriptions. Hence, the moral of the story is that one should necessarily opt for one such Real Estate WordPress theme that gives you the liberty of adding multiple property images alongside the description.5. 360 Degrees Holistic View:Comfort and Convenience happen to be two such words on which most of us stress heavily as far as property investment is concerned. None of us would be happy to invest in a property that looks attractive, comes cheap but is located in isolation and is incapable of providing the basic amenities. The good news here is that you are no more required to visit the property that is of interest to you personally, but instead can simply sit in the console of your house and look for the basic amenities in your neighborhood such as a school, hospital, bus station and so on and so forth by exploring the Neighborhood Map alternative. This ready option would not only help you make a well informed choice, but at the same time will be largely time and cost effective.Concluding Words:One glance through the above features and you must have already given up on your hopes of getting your hands on a Real Estate WordPress theme that is capable of housing all the above features. But there are many wonderful readymade WordPress themes which cater all the above features. Start searching in good theme marketplaces and surely you will find what you are looking for.